Credit Analyst (Japanese bilingual)

Japanese corporate banking NYC office seeks Japanese Bilingual Credit Analyst. You will be responsible for credit risk management. Work with and assist Account Officers to service the Bank’s corporate client base. Develop and analyze all types of credit information, complete documentation (including projections), prepare analysis and make appropriate recommendations. Assist in relationship management and promotion of non-credit business as required.

Exempt position

Hybrid 3 days in office

9-5, M-F

90-100K +bonus

Responsibilities

Financial statement analysis of borrowers and their parent companies.

Preparation of credit applications, including new applications, renewals, amendments and extensions;

Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;

Credit rating, both for borrowers and for each facility;

Credit monitoring including conducting covenant checks;

Asset quality assessment;

Relationship management and promotion of non-credit business with clients;

Information gathering related to clients’ business, industries and market competitors;

Correspondence with clients to answer various requests and inquiries;

Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.;

Maintenance and updating of credit files;

Preparation for regulatory examinations and internal/external audits;

Preparation of credit documents;

Preparation of documents related to both credit and non-credit business;

Arrangement of business meetings with clients, etc.;

Other duties as determined by managers.

Compliance:

Obtain a basic understanding of the applicable rules and regulations that govern the Bank;

Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;

Attend Annual Compliance Training presented by the Legal & Compliance Department.

Read and respond as necessary to all compliance-related materials received. Comply with the Bank’s Code of Conduct. ​

Requirements 

Bachelor’s degree or higher in Finance, Accounting, Business, or Economics

Prior banking, rating agency or other financial institution experience is preferred

Effective verbal and written communication skills in both Japanese and English is required

Prior experience in financial statements / cash flow / credit analysis highly preferred

Good analytical, organizational and communication skills

Word, Excel, Access, and PowerPoint

Eligible to work in the US

To apply, please email your resume to xjiang@pasona.com