Credit Analyst Associate, Japanese Bilingual

The international banking is looking to hire a Credit Analyst Associate with more than 3 years of experience at a corporate banking or financial services company.

The main function of this position is to analyze credit of US subsidiaries of Japanese and/or Asian companies to prepare credit applications. Report to a team leader and collaborate with relationship managers. Also, the function requires communicating credit departments in the US and Japan.

Job Role:

• Conduct analysis and research on the performance of borrowers and parents to assess historical performance and future projections; ie. cash flow analysis, risk capital calculations.
• Gather support documentation to structure deals, liaise with middle and back office for KYC purposes, and assist in drafting pre screen memos for the Credit Department.
• Conduct quarterly and annual reviews of loan portfolio and handle a variety of system and procedural issues related to the borrowers such as internal grading, monthly/quarterly reporting, and other ad hoc projects.
• Assist with amendments, new originations, loan closings and funding, and other credit events that may impact the borrower.
• Undertake research and analytics related to specific sectors, regions or loans, and stay abreast of current market conditions.
• Provide ad hoc reports for management.

Qualifications and Skills

• Formal credit training preferred.
• 3-5 years of experience working at a corporate bank or other financial institution.
• Highly proficient MS Excel, Word and PowerPoint skills are required.
• Bachelor’s degree in Finance, Business or Accounting preferred or equivalent education and training.
• Japanese language skill is required.