Credit Analyst

Role: Credit Analyst

Location: Elk Grove, IL

Salary: Up to $60,000 (DOE)

Work Type: Full-time, Exempt (FLSA), Onsite (9:00 AM – 5:00 PM)

Travel: Minimal (occasional domestic and international, up to 10%)

Benefits: Health, Dental, Vision, Life Insurance

Position Overview

We are seeking a motivated Credit Analyst to support Business-to-Business credit operations across North America. This role focuses on evaluating customer creditworthiness, analyzing financial data, and supporting sound lending and leasing decisions. The ideal candidate is analytical, detail-oriented, and comfortable working cross-functionally in a collaborative office environment.

Key Responsibilities

• Conduct credit investigations and analyze financial information related to loans and leases
• Review financial statements, credit bureau reports, and industry data to assess risk
• Analyze financial conditions, trends, and key ratios
• Prepare clear summaries and recommendations regarding creditworthiness
• Maintain complete and accurate credit files, including financial statements and agency reports
• Support enhancements to credit scoring tools and internal decision processes
• Provide guidance and assistance to team members as needed
• Collaborate with internal departments on accounts receivable and collections processes
• Ensure compliance with internal policies and procedures
• Perform additional duties as assigned

Qualifications

• Bachelor’s degree in Business, Accounting, or Finance preferred
• 3–5 years of experience in credit risk, underwriting, or financial analysis
• Strong understanding of financial statements and ratio analysis
• Experience with ERP/CRM systems such as Dynamics AX and Salesforce
• Proficiency in Microsoft Office (especially Excel)
• Knowledge of UCC-1/PPSA regulations preferred
• Bilingual English/Spanish highly desirable
• Excellent written and verbal communication skills
• Strong attention to detail with the ability to manage multiple priorities
• Self-motivated and team-oriented

Work Environment & Physical Requirements

This role operates primarily in an indoor office setting with standard business hours. The position requires prolonged sitting, frequent computer use, and occasional light lifting.

Equal opportunity employer.