The international banking is looking to hire a Credit Analyst Associate with more than 3 years of experience at a corporate banking or financial services company.
Key Responsibilities
Review & challenge of credit applications submitted by the front office(s) and prepare executive summaries / written recommendations to the management of the Credit Department. It is also expected to work with front office to improve quality of credit applications to expedite the approval process.
The coverage includes lending transactions related Japanese Corporates and their related financial products (derivative, hedging etc.).
The scope of the analysis and the review includes, but not limited to, obligor credit risk, projections, transaction background, deal structure, facility terms and conditions, US regulatory classification, profitability, and relationship strategy.
Qualifications and Skills
Minimum 3+ years of relevant work experience preferably within a credit risk function (formal credit training preferred).
Solid knowledge of market practices in corporate finance. Undergraduate degree in Finance, Business Administration or related fields. MBA/CFA or other professional qualification preferred.
Experience to handle individual accounts / deals is highly regarded.
Capability to take a standard corporate transaction from inception to approval, with some guidance and supervision where appropriate.
Ability to manage significant deal volume in a fast-paced environment and analyze credit application and prepare written summary in a short timeframe and in a multitasking environment.
Good working knowledge of credit and risk principles including corporate finance, securitization, ABL, supply chain finance, ARP, lease finance, and accounting.
High level of IT literacy, strong written and verbal communication skills (supporting preparation of succinct and focused credit papers), and strong interpersonal skills (supporting collaboration / teamwork).
Willingness to learn the Bank's structure, policies and procedures and new culture / mindset.
Strong analytical skills; detail oriented.
Good organizational skills; ability to prioritize work and manage time effectively.
Business fluency in Japanese is preferred, but not a requirement.
How to apply: Please email your resume to nkagaya @pasona.com.